DIVE INTO
CRYPTO’S DEEP
POTENTIAL

Nexo is the digital wealth platform helping you transform digital assets into lasting value

Turning digital assets like Bitcoin into accessible liquidity has long been a cumbersome process. It has historically entailed selling the crypto, thus losing potential future upside from an asset class that outperformed all others in 2024. Sales also trigger tax on gains. Nexo bridges that gap, enabling users to unlock millions in liquidity against their Bitcoin, Ethereum and other digital assets. Clients can buy, sell and charter private luxury fleets, including superyachts, using crypto without selling their holdings.

Established in 2018, Nexo has processed more than $370 billion (£272 billion) in digital assets and oversees $11 billion in assets under management. It is present in more than 150 jurisdictions worldwide. Nexo’s product suite includes crypto-backed credit lines, competitive yield solutions, a trading platform and more – all designed to help clients grow and manage their digital wealth.

Nexo’s growth reflects the changing nature of wealth, with ultra-high-net-worth individuals (UHNWI) becoming more dynamic, digital-first and time-conscious. The superyacht industry finds clients increasingly expecting seamless transactions and bespoke solutions that meet their unique needs. Meanwhile, digital assets reflect the changing demands of the global market, being decentralised, easy to transfer and highly liquid – allowing an unparalleled level of independence. UHNWI are turning to crypto as a strategic tool for wealth growth and liquidity, as well as a hedge against inflation.

Empowering clients to build digital wealth with confidence and control

Nexo pioneered crypto-backed credit in 2018. Its Credit Line allows crypto holders to unlock liquidity without selling their digital assets. This allows them to maintain their investment positions by borrowing funds against crypto at rates from just 2.9 per cent annual interest, and to combine multiple digital assets as collateral. Terms are also superior to those of a conventional loan. Customers can repay at their own pace, with no minimum payments or fixed schedules. Funds are typically received in under 24 hours, while stablecoins are delivered instantly - with no credit checks required. Galaxy Research ranked Nexo among the top three lenders for Q2 2025.

“Borrowing instead of selling has become the norm for forward-looking clients,” says Lorenzo Pellegrino, chief banking officer at Nexo. “In this sense, crypto isn’t replacing traditional finance – it’s upgrading it.”

Nexo has seen increasing engagement from UHNWI clients using crypto-backed financing for purchases including Mediterranean yacht charters and overseas property acquisitions. By keeping their digital assets and preserving their upside potential, users have retained over 100,000 Bitcoin and 750,000 Ethereum through these transactions. In 2019, US entrepreneur Brock Pierce purchased a $1.2 million property in Amsterdam using a Bitcoin-backed loan issued by Nexo – the first real-estate purchase of its kind.

Brock Pierce:

The first ever crypto homebuyer

When American entrepreneur and former child actor Brock Pierce wanted to buy an unusual home in a converted Catholic church in Amsterdam in 2019, he turned to Nexo. Pierce, a founder of Tether, is a crypto pioneer and aware of the potential for digital asset appreciation, and thus was reluctant to sell any of his holdings to finance the purchase, instead opting to use some as collateral for a loan. Nexo issued the first-ever crypto-backed mortgage, a $1.2 million loan, with Pierce using nearly 500 bitcoin, then worth around $3 million, as collateral to be held by a third-party qualified custodian. While this was more than twice the value of the property when the transaction was made, time has shown the remarkable upside of the transaction. By holding his crypto instead of selling, Pierce captured around $60 million in additional value based on today’s prices.

At the time, Pierce said that the transaction showed Nexo’s “capability of being the bridge between the old world of traditional finance and the brave new frontier that blockchain now enables”, as well as the potential for tokenisation in the real estate sector. His story highlights how crypto-backed credit can offer both flexibility and foresight — essential for anyone serious about building digital wealth.

The company also stands out with its Nexo Card, an award-winning crypto card developed in partnership with Mastercard. The Nexo Card works as both a debit and credit card. Cardholders can switch between modes with a single tap and enjoy a single transaction limit of $100,000. In 2024 alone, usage of Nexo Card’s credit mode surged by 72 per cent. As an extension of the Credit Line, it allows holders to spend without selling their digital assets, using their crypto holdings as collateral.

When American entrepreneur and former child actor Brock Pierce wanted to buy an unusual home in a converted Catholic church in Amsterdam in 2019, he turned to Nexo. Pierce, a founder of Tether, is a crypto pioneer and aware of the potential for digital asset appreciation, and thus was reluctant to sell any of his holdings to finance the purchase, instead opting to use some as collateral for a loan. Nexo issued the first-ever crypto-backed mortgage, a $1.2 million loan, with Pierce using nearly 500 bitcoin, then worth around $3 million, as collateral to be held by a third-party qualified custodian. While this was more than twice the value of the property when the transaction was made, time has shown the remarkable upside of the transaction. By holding his crypto instead of selling, Pierce captured around $60 million in additional value based on today’s prices.

At the time, Pierce said that the transaction showed Nexo’s “capability of being the bridge between the old world of traditional finance and the brave new frontier that blockchain now enables”, as well as the potential for tokenisation in the real estate sector. His story highlights how crypto-backed credit can offer both flexibility and foresight — essential for anyone serious about building digital wealth.

The company also stands out with its Nexo Card, an award-winning crypto card developed in partnership with Mastercard. The Nexo Card works as both a debit and credit card. Cardholders can switch between modes with a single tap and enjoy a single transaction limit of $100,000. In 2024 alone, usage of Nexo Card’s credit mode surged by 72 per cent. As an extension of the Credit Line, it allows holders to spend without selling their digital assets, using their crypto holdings as collateral.

Tapping into the crypto market

Between January and the end of July 2025, more than 524,000 bitcoin were absorbed by ETFs and public companies, while only 98,500 were mined. Ethereum ETFs also saw record net inflows, while both BTC and ETH reached new all-time highs in August 2025. Media suggest that as of 2024 there were more than 170,000 crypto millionaires, 28 crypto billionaires and 325 centi-millionaires (with crypto assets of more than $100 million) – figures that have likely risen since. The number of people who can use their digital wealth to make high-value purchases, such as superyachts and private jets, continues to grow, while builders and brokers alike report growing interest from a previously under-tapped market of investors with substantial and growing crypto wealth.

Meeting the rising expectations of modern investors

Nexo is also recognised for its “white glove” client care, matching the personalisation of its product offerings, in keeping with the demands of a growing and dynamic market. Clients with a portfolio of $100,000 or more in digital assets have access to a dedicated relationship manager who delivers tailored onboarding, priority assistance and access to over-the-counter services such as OTC trading. Additional solutions such as zero interest borrowing and custom credit lines are available based on individual needs. Fundamentally, Nexo aims to deliver digital asset-management solutions as customised as the superyachts and properties its clients aspire to own.

“Crypto has created not just a new asset class, but a new client class,” says Pellegrino. “At Nexo, we help the superyacht world meet them where they are – liquid, connected and ready to move.”

Clients increasingly expect no-friction access to their assets and the ability to make high-value purchases without bureaucratic delays – and without eroding the value of their holdings. Meanwhile, focused personalisation is on the rise, with growing demand for the sort of tailored products and services that Nexo provides.

Nexo expects demand for its services to maintain strong growth in the coming years, as crypto continues its evolution from a high-volatility niche to a mainstream segment of global finance, and an essential part of affluent investors’ portfolios. Nearly 68 per cent of Nexo’s clients favour investment strategies with a three-plus-year horizon.

The passing of the GENIUS Act in the US in July 2025 should prove a catalyst for the further development of the digital finance industry. The legislation focuses on stablecoins, crypto assets designed to retain stable value. It brings greater regulatory clarity and consumer protection, and is expected to boost competition in the stablecoin market.

For the luxury fleet industry, it is clear that digital assets are not just here to stay, but will be an ever more important part of the picture.

“The US just rolled out the welcome mat,” says Pellegrino. “For pioneers like Nexo – who technically carved out the crypto-backed lending niche in 2018 – it’s a green light. What we envisioned years ago is finally becoming mainstream policy. In five years, clients won’t ask if they can use crypto to fund a major purchase – the assumption will be that they can, seamlessly and on their terms.”

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DIVE INTOCRYPTO’S DEEPPOTENTIAL